Credit Risk Manager - Experience only

We are recruiting for this role during this challenging time however our client is able to adhere to all policies related to Covid 19 to ensure the well-being of all their employees


I work remotely so if you have any questions please email me on michelle.jackson@office-angels.com and a telephone number and I will call you, however please also apply for the role as due to the amount of applications we are receiving applications are checked before the email box and I wouldn't want you to miss out


Our client is looking for an experienced Credit Risk Manager to join a rapidly growing business. Working in the Credit Control Team, you'll be responsible for defining credit strategies of the Group for customer acquisition, marketing, anti-fraud and underwriting. Providing leadership & analytical support across several different areas. The role will involve you working closely with all departments in the business, having regular meetings with senior management and exposure to the Board.


As the Credit Risk Manager, having experience in this role is essential as you will be asked regarding your current role and you will work Monday to Friday 37.5 hours a week as part of an established team based in Nottingham


As the Credit Risk Manager your duties are listed below



  • Owning the development and maintenance of valuations models to optimise customer acquisition, re-lending and collections.

  • Autonomously optimising decision for profitability whilst maintaining credit quality, setting cut-offs, and designing strategies across marketing, credit and fraud to help support the company's ambitious growth aspirations.

  • Developing tests across different strategies using data-driven analysis, monitoring performance and providing clear recommendation to drive the business forward.

  • Providing thought leadership and identifying opportunities to improve customer outcomes & business strategies through inquisitive analysis.

  • Reviewing the Group's provisioning policies and credit exposure to customers, in tandem with the finance team.


  • To be successful as the Credit Risk Manager we are looking for the following

  • Qualified - 2.1 or above in a numerical degree

  • Experienced - experience in consumer or retail risk (either loans, credit cards, mortgages etc) as an analyst or manager across acquisition, customer management or collections

  • Well-informed - You will have experience in building valuations models and the development of credit strategies against targets such as cash flow, NPV and loss rate

  • Knowledgeable - You will be able to understand the regulations that affect consumer credit

  • Skilled - You will possess advanced skills in key data analysis and reporting tools (SQL, SAS, R, MS, Excel etc)

  • Communication - You will have strong verbal and written communication skills which communicate complex ideas to a range of stakeholders



Once appointed as the Credit Risk Manager you will receive the following benefits


22 days annual leave (increasing to 24 days after 1 years' service) + bank holidays


Annual leave purchase


Training and development opportunities


Employee perks and support


Recognition and reward


Early leave on your birthday


Attendance bonus


Plus many more




Office Angels acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers. Office Angels UK is an Equal Opportunities Employer.


By applying for this role your details will be submitted to Office Angels. Our Candidate Privacy Information Statement explains how we will use your information - please copy and paste the following link in to your browser: https://www.office-angels.com/candidate-privacy

To speak to a recruitment expert please contact Michelle Jackson